My Retirement Mistake In Residency

Key points:

1. Benefits of contributing to a 401k and a Roth IRA while you are eligible during residency:
   1. Tax Savings
   2. Roth IRA eligibility (It may be one of the last times you could meet the requirements to invest in a Roth IRA)
   3. Compound interest
   4. Stock market returns
   5. Not playing Catch up
2. Reasons not to contribute to a 401k or a Roth IRA while you are eligible during residency:
   1. Accelerate debt payoff
   2. The need for liquid cash
   3. No employer contributions
   4. Some people withdraw money early and pay a penalty
3. Attack your student loan debt more aggressively after graduation and take advantage of the tax benefits of a 401k and a Roth IRA while you are eligible during residency.

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My Retirement Mistake In Residency