Journal Club 09-01-23

Here's Journal Club 09-01-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

• In 2021 and 2022, US investors faced the most significant inflationary period in decades. Even though many investors sought inflation hedging strategies over the years, most of these inflation hedges underperformed or failed to deliver positive returns during inflationary years. Per The White Coat Investor, there is a silver lining to all of this, and the author shares a valuable lesson in the article – You Can’t Hedge Against Inflation in the Short Term. Check it out. 

• Each one of us deals with procrastination from time to time. On the surface, it may seem harmless, but did you know that delaying decisions and actions could be expensive in the long run? According to Financial Success MD, procrastination can lead to missed opportunities and higher costs in various aspects of your life. To overcome this obstacle, the author shares an important concept to enhance our productivity and save resources by developing a different mindset in the post – The High Price of Procrastination.

• How much money do I need to retire is a tricky question. Surveys indicate that most Americans overestimate how much they need for retirement, leading to unrealistic expectations. Per the Financial Samurai, many Americans lack a clear understanding of their retirement needs, which causes anxiety and unnecessary financial stress. But on the positive side, many retirees adapt and make do with what they have. And the author emphasizes the importance of financial discipline and personal finance education to bridge the gap between retirement expectations and reality, allowing individuals to better plan and prepare for their financial future in the article – How Much People Want In Retirement Vs. How Much They Actually Have.

• Most real estate investors are familiar with short-term rentals, but how about mid-term rentals? The trend of investing in mid-term rentals is steadily increasing and is considered a valuable addition to your real estate investment portfolio. Wondering if this could be a good fit for you? The Semi-Retired MD shares more about this asset class and the upsides of investing in these properties in the post – 7 Reasons You Should Invest in a Mid-Term Rental.

Read any interesting articles? We'd love it if you could please take a moment to share them in the comments below!

Thank you for reading and sharing,

Peter