Journal Club 2-8-19


Every other week, I hold a JOURNAL CLUB. After manually filtering through the millions of articles out there on the web, I present a few that impacted my life this month.

Here’s our Journal Club for the week, enjoy!

  • One of the reasons I love the personal finance blogging community is that everyone's stories and experiences are so different. It just goes to show that while some advice may be beneficial for one physician, it may not be right for another. Dr. McFrugal shows a perfect example of this in his recent post “Why I Don't Have a 529 Plan For My Child”. Where do you stand on the 529 plan?
  • Sometimes playing it safe and putting your money in high-interest savings accounts is a wise thing to do when it comes to things like saving to buy a house. But ever wonder what else your money could be doing? Pediatrician Finds FI discusses the Opportunity Cost of Buying A Home.

A little bit of motivation below. Enjoy and have a great weekend!



  1. Thanks for sharing! Buying a home is a probably the 4th biggest decision I’ve ever made (marriage, baby and med school are in the top 3 🙂). It was hard for me to get on board with buying a house when the down payment has so much other value. Laying it all out and thinking about how we want to live and raise our son now helped me understand that even though there is an opportunity cost it isn’t high enough to postpone even longer.


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