The PIMD Blog

In this episode, Peter breaks down what happens when a friend's investment problem turned out to be a debt problem in disguise, and why borrowing money to invest changes the entire risk equation. He walks through the two questions almost nobody asks before taking on debt to fund an investment, who's actually making the payment, and who decides when that payment is due.

If you've ever considered using margin, a HELOC, or a personal loan to get into a deal, this episode lays out exactly what can go wrong and when. Tune in!

In this episode, Peter breaks down exactly where to keep money that has a deadline attached to it, using a real conversation with his own parents as the framework. He walks through why a normal checking account quietly costs you thousands a year, and lays out the actual tiers of options based on how fast you might need the cash, from high-yield savings accounts to T-bills to no-penalty CDs.

If you're sitting on proceeds from a home sale, a practice buyout, or a down payment with an uncertain timeline, this episode tells you exactly what to do with it and what to avoid entirely. Tune in!