Journal Club 02-16-24

Here's Journal Club 02-16-24! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

• Did you know the SAVE plan represents a significant shift in federal student loan repayment, offering more favorable terms for borrowers? Lower monthly payments coupled with tailored repayment strategies make it an attractive option for many. Interested in learning how you could capitalize on the potential benefits? The White Coat Investor shares more about it in the article – Capitalizing on SAVE: Loan Repayment Strategies for Students and Residents.

• It's never too late to think about and implement wealth-building strategies. Especially for individuals in their 50s, as this demographic seems to receive insufficient attention in personal finance discussions. It's crucial for folks in their 50s to take control of their financial future and make strategic decisions, as they have a long runway to build wealth. On that note, the Banker on FIRE presents thumb rules for addressing various financial aspects and building financial security in the post – Never Too Late: How To Build Wealth In Your 50s.

• The market has seen a recent shift in sentiment, going from a pessimistic state to a more optimistic one. This change came after the Federal Reserve indicated they wouldn't raise interest rates for the time being. However, per The Irrelevant Investor, maintaining a balanced approach and staying true to your investment plan should remain a constant in the face of market volatility, and the author highlights key takeaways in the article – About Last Week.

• Fundrise is a real estate and alternative assets platform that enables non-accredited investors to invest in high-quality real estate projects and startups. Per the author of Retire Before Dad, it's an innovative platform that leverages technology to simplify processes and offers a user-friendly investment experience. Curious to find out if this investment tool could be a good fit for you? The author provides a detailed overview in the post – Fundrise Review After Six Years of Investing.

Read any interesting articles? We'd love it if you could please take a moment to share them in the comments below!

Thank you for reading and sharing,

Peter