Journal Club 07-21-23

Here's Journal Club 07-21-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

• As many of you may already know, with the signing of the debt ceiling bill, borrowers with federal student loans will need to restart paying their debts in the next few months. Per The White Coat Investor, if you're interested in a loan forgiveness program, you need to devise a plan to enroll in them right away. And if you're looking for more information, the author covers the topic in-depth in the article – The Student Loan Pause Is Over; Now What?

• Investing in emerging markets is steadily gaining popularity among investors primarily due to their potential to grow and offer better returns compared to developed nations. However, it’s important to remember that these markets can be quite volatile. According to the author of Four Pillar Freedom, it’s tough to predict the performance of any market for the year or the next. For that reason, the author discusses an important investment strategy to harness the power of investing in emerging markets. Curious to learn more? The author shares more about it in the post – Should You Invest in Emerging Markets?

• There's no doubt that investing in index funds is a simple and automated way of investing in the stock market that offers steady growth and minimum risks compared to individual stock picking. However, per the author of Five Year FIRE Escape, there are better ways you could leverage your capital to generate higher returns, and the author shares different strategies in the article – Index Funds. They’re Great, But You’re Capable Of Even More.

• Surely you've heard the saying, “work smarter, not harder.” This is advised for a good reason, but how many of us remember to implement it in our daily lives? According to the Banker on FIRE, success isn't about outworking everyone else but conserving your energy to focus and crush life's important milestones that truly matter in the long run. And the author encourages us to adopt an essential game plan for staying consistent in the post – Elevate.

Read any interesting articles? We'd love it if you could please take a moment to share them in the comments below!

Thank you for reading and sharing,

Peter