#269 How I’d Invest $100,000 Into Passive Real Estate as a First-Time Physician Investor ft. Peter Kim, MD

Don’t Invest All at Once

Peter starts the episode with a common question he’s constantly asked: “I’ve saved $100,000. How should I invest it in passive real estate?” While it’s tempting to go all in on one deal, Peter says that’s not the approach he’d take. Instead, he’d break it into four chunks of $25,000.

This spreads out risk and helps you learn through different experiences. Instead of gambling on one outcome, you give yourself four chances to observe how deals actually work.

A big part of this strategy is getting exposure to different sponsors, the people managing the deals. Peter compares it to choosing a surgeon. Who’s holding the knife matters.

Diversify Across Markets and Property Types

Peter explains that real estate varies a lot depending on location. One market might be booming while another is slowing down. That’s why it makes sense to invest in different areas — to reduce risk and see what performs best.

He also suggests trying out different types of properties. While most people are familiar with apartments, there are other options like retail, self-storage, and assisted living. Each one behaves differently.

By investing gradually, you can learn what asset classes and markets align with your goals — without feeling rushed to decide right away.

Learn First, Earn Later

In the beginning, Peter admits he chased high returns. But he realized that the real value came from understanding how things worked — not just picking the deal with the biggest number.

By spreading his investments, he learned how deals are structured, how money flows, and what good sponsor communication looks like. That hands-on experience was worth more than any projected return.

He encourages listeners to treat early investments like mini case studies — each one giving you valuable data that makes you a better investor.

Why This Works for Physicians

Peter explains why passive investing is a great fit for physicians. Most doctors don’t want to manage tenants or dive deep into property management. Syndications and funds offer a hands-off way to build wealth.

But you still want to be informed. Knowing how to read a deal summary, evaluate sponsors, and ask smart questions can dramatically improve your results, without taking too much time.

Peter offers a free downloadable, The $100K Real Estate Investing Blueprint for Physicians, to help first-time investors follow his strategy and vet their first few deals with confidence.

Build Confidence, Not Just a Portfolio

Peter wraps up with a powerful idea: great investors don’t rely on luck; they build up skills and confidence over time. After a year of following this strategy, you’ll have real data, real experience, and a better sense of what works.

You’ll know which sponsors to trust, what markets you prefer, and how to evaluate a deal… all from actually doing it. This sets the stage for smarter, bolder moves in the future.

He reminds listeners that the path to freedom isn’t a sprint. It’s stacking smart, small decisions one after another.

For those who want help along the way, Peter invites listeners to check out his signature course: the Passive Real Estate Academy. It’s designed specifically for physicians who want step-by-step guidance on evaluating deals, picking the right sponsors, and building wealth through passive real estate, even if you’re starting with zero experience.

“Those smart decisions will compound and help you get where you want to be.”