Journal Club 10-06-23

Here's Journal Club 10-06-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

• Many of you may be familiar with or already investing in low-cost investment options that mimic the S&P 500's performance. For those interested in learning more, the Physician on FIRE discusses two of the most popular investment options available – VOO and VFIAX. The two are low-cost index funds that replicate the S&P 500; however, they work differently. The author does a deep dive into both options to help you determine which option best aligns with your long-term financial goals in the post – VOO vs. VFIAX: Which is a better index fund?

• Saving for a home purchase can be daunting, especially given the current home prices and soaring interest rates. So, how do we navigate the complexities associated with home buying and savings goals? To help you set and achieve your homeownership goals, the author Of Dollars And Data offers valuable and practical tips to make things happen in the article – How to Save for a House: The Comprehensive Guide to Homeownership.

• Did you know that ROI (Return on Investment) can be a versatile tool for real estate investors that can be applied beyond property acquisition? Per the Semi-Retired MD, this concept can help you avoid making unnecessary expenditures to improve profitability and also help you consider the bigger picture that can impact your investment's bottom line. Interested in learning how you could use ROI to your advantage? The author shares more about it in the post – How to Make Better Property Improvement Decisions Using ROI.

• We're all aware of the challenges and downsides of high interest rates. However, could higher interest rates yield positive outcomes? The Financial Samurai asks this fascinating question and offers a positive perspective on the subject where a broad spectrum of investors can benefit from the current economic situation in the article – Why High Interest Rates Are Great For Most, Even If We Crash.

Read any interesting articles? We'd love it if you could please take a moment to share them in the comments below!

Thank you for reading and sharing,

Peter